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<TITLE>COACH - Summer 2012</TITLE>
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<td style="height:223px;padding:0;line-height:2px;"><a href="http://www.firecreditunion.ca/" style="display:block;height:226px;"><img src="images/01-coach.gif" width="600" height="226" alt="Coach - A financial bulletin for Fire Services employees and families. Summer 2012."/></a></td>
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<a href="http://firecreditunion.ca/personal-banking#mortgages"><img src="images/2-2_3.25.gif" width="325" height="54" alt="3.25% fixed mortgage rates. Enough said."></a>
<p>This year our record hot temperatures are joined by record hot mortgage rates. Fire Services Credit Union is currently offering fixed rates as low as <a href="http://firecreditunion.ca/personal-banking#mortgages">3.10% and a five-year term at only 3.25%</a>.</p>
<p>To put things in perspective a $200,000 mortgage amortized for 25 years will cost you: $37,230.26 in interest charges alone at the end of your 5-year term at 4%.</p>
<p><strong>OR</strong></p>
<p>$30,102.36 in interest charges for the same term when you reduce interest to 3.25%. That's over $7,000 in interest savings. What could you do with an additional $7,000 in your pocket? Oh, what you could do...</p>
<p>Buying a new home or renewing your mortgage? Take advantage of great FSCU interest rates before the deals end and enjoy the savings!</p>
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<td><p>What better time to make those long overdue home renovations than when Fire Services has $15 million in loans on sale at low, LOW interest rates. Car loans, mortgages, lines of credit or a great new toy for spinning around the lake - all of these things can cost less when you take advantage of our loans on sale (maybe not all at once though).</p>
<p>Whatever you need to borrow for, <a href="http://firecreditunion.ca/community-news#offers-ideas">act quickly</a>. With our lowest interest rates in years, $15 million is going fast. And once it’s gone it’s gone!</p>
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<a href="http://www.thepersonal.com/p-on/EN/promotion/pages/2012-Q1.aspx?MCA=P&LNG=EN"><img src="images/2-7_personal.gif" width="167" height="231" alt="The Personal Home and Auto Group Insurer. Insurance from someone you already trust with your finances."></a>
<p>Fire Services CU has partnered with The Personal to bring you home and auto insurance. With extended business hours (including Saturdays), and 24/7 professionals available for emergency calls, they’re always there when you need them. <a href="http://www.thepersonal.com/p-on/EN/promotion/pages/2012-Q1.aspx?MCA=P&LNG=EN">Getting your quote</a> will only take 10 minutes (and they’ll make a $5 donation to Camp BUCKO for every quote prepared).</p>
<p>So what's holding you back? Right - all the pain of switching insurance companies. Here's more good news: we do the breaking up paperwork for you. Nice. You can say hello to The Personal and advice you trust without breaking a sweat. </p>
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<a href="http://www.firecreditunion.ca"><img src="images/4-2_people.gif" width="300" height="28" alt="Same great people, way better website." style=""></a>
<p style="margin-top:0px;"><a href="http://www.firecreditunion.ca"><img src="images/4-2_screen.jpg" width="154" height="112" alt="Screen capture of the new website." style="float:left;"></a>Fire Services Credit Union has launched a <a href="http://www.firecreditunion.ca">new website!</a> The same great content, simplified by a fresh new look. You can still find us where we've always been to access your online banking, borrowing rates, news and why not take our <a href="http://www.firecreditunion.ca">Banking To Go pilot</a> for a spin while you're at it. It's all the information you're looking for, with a face lift.</p>
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<td><a href="http://firecreditunion.ca/personal-banking#banking-to-go"><img src="images/4-2_skype.gif" width="99" height="108" alt="Skype Icon"></a></td>
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<p style="margin-top:0px;"><a href="http://firecreditunion.ca/personal-banking#banking-to-go"><img src="images/4-2_btg.gif" width="222" height="32" alt="Banking to go." style=""></a></p>
<p>Download Skype and connect with a Fire Services Credit Union Coach that can help you with bills, investments, budgets, ATMs and much more. Check out our <a href="http://firecreditunion.ca/personal-banking#banking-to-go">Banking To Go Pilot</a>.</p>
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<a href="http://firecreditunion.ca/community-news#membership-perks"><img src="images/4-7_50.gif" width="167" height="120" alt="Earn up to $50 for every referral." style=""></a>
<p>Many of you already refer friends, colleagues and family members to Fire Services Credit Union. <a href="http://firecreditunion.ca/community-news#membership-perks">Now you can get rewarded</a> for doing so: Up to $50 for everyone you refer who becomes a member. It's easy, there are very few rules that you can read online, and it's simply our way to say thanks for being members and friends too.</p>
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<td style="height:42px;line-height:2px;"><a href="http://firecreditunion.ca/coaching/#the-bucket-coach-outline"><img src="images/5.gif" width="600" height="42" alt="Design"/></a></td>
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<p style="line-height:15px;">Everything you need to know about getting your household finances in shape is in The Bucket Coach, a book of financial advice created specifically for Fire Fighters and their families. If you don't have your <a href="http://firecreditunion.ca/coaching/#the-bucket-coach-outline">FREE copy of The Bucket Coach</a>, contact your branch today and we'll get it to you.</p>
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<td class="tzCol9" style="background-color:#e6dab4;line-height:2px;"><a href="http://firecreditunion.ca/coaching/#the-bucket-coach-outline"><img src="images/8-bucket.gif" width="182" height="101" alt="The Bucket Coach"></a></td>
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<td style="height:259px;padding:0;line-height:2px;"><a href="http://www.firecreditunion.ca/" style="display:block;height:259px;"><img src="images/9.gif" width="600" height="259" alt="Contact us today - and we'll start working on your financial well-being together. Call 416-440-1294 or 1-866-833-3285."/></a></td>
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<p style="margin-top:2px;font-size:11px;">Fire Services Credit Union | 1997 Avenue Road | Toronto, Ontario M5M 4A3, Canada</p>
<p style="margin-top:2px;font-size:11px;"><unsubscribe>Unsubscribe</unsubscribe> | <forwardtoafriend>Forward to a Friend</forwardtoafriend>
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